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Olympus Pay

Payment corridors.

Send money from your Olympus account to Africa, the Americas, Asia, Europe and the Middle East. 15 live corridors, and every one settles in real time or the same day.

Same day, or in seconds.

Clearance at T+0 means your payment is released the day you send it, and it settles on the rail as shown. On instant rails that takes seconds.

15live corridors
11payout currencies
7real-time rails
14real-time or T+0 corridors

Country coverage.

Rail, payout currency, recipient type, cut-off time, processing days, settlement time and status, for every corridor. Cut-off times are in GMT.

Country coverage: payment rail, payout currency, recipient type, cut-off time, processing days, settlement time, clearance and status
CountryPayment railPayout currencyRecipient typeCut-off timeProcessing daysSettlement timeClearanceStatus
190+ countriesWireUSDPersonal / Business07:30 GMTMon-FriT+0T+0Live
BrazilPIXBRLPersonal / BusinessNoneEvery dayReal-timeT+0Live
ChinaWireCNYPersonal / Business15:00 GMTMon-FriT+0T+1Live
ColombiaBank transferCOPPersonal / Business18:00 GMTMon-FriT+0T+1Live
European UnionSEPA and SEPA InstantEURPersonal / BusinessNone under 100k (Instant). 12:00 GMT over 100k (SEPA)Every day (Instant). Mon-Fri (SEPA)Real-time under 100k. T+0 over 100kT+0Live
Hong KongCHATSHKDPersonal / Business08:00 GMTMon-FriT+0T+0Live
Hong KongWireHKDPersonal / Business15:00 GMTMon-FriT+0T+0Live
MexicoSPEIMXNPersonal / BusinessNoneEvery dayReal-timeT+1Live
NigeriaBank transferNGNPersonal / BusinessNoneEvery dayReal-timeT+1Live
PhilippinesInstaPayPHPPersonal / BusinessNoneEvery dayReal-timeT+1Live
PhilippinesPESONetPHPPersonal / Business06:30 GMTMon-FriT+0T+1Live
SingaporeBank transfer (FAST)SGDPersonal / BusinessNoneEvery dayReal-timeT+0Live
United Arab EmiratesBank transfer (IPP and FTS)AEDPersonal / BusinessNone under AED 50k. 16:45 GMT over AED 50kEvery day under AED 50k. Mon-Fri overT+0T+1Live
United StatesFedwireUSDPersonal / Business21:00 GMTMon-FriReal-timeT+0Live
AngolaConfirmed at launchAOAPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
BotswanaOlympus account and EFTBWPPersonal / BusinessSee account termsSee account termsSee account termsT+0Live
ComorosConfirmed at launchKMFPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
DR CongoConfirmed at launchCDFPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
EswatiniConfirmed at launchSZLPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
LesothoConfirmed at launchLSLPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
MadagascarConfirmed at launchMGAPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
MalawiConfirmed at launchMWKPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
MauritiusConfirmed at launchMURPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
MozambiqueConfirmed at launchMZNPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
NamibiaConfirmed at launchNADPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
SeychellesConfirmed at launchSCRPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
South AfricaConfirmed at launchZARPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
TanzaniaConfirmed at launchTZSPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Planned
ZambiaConfirmed at launchZMWPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027
ZimbabweConfirmed at launchUSD and ZWGPersonal / BusinessConfirmed at launchConfirmed at launchConfirmed at launchT+0Launching 14 February 2027

How to read the table.

Payment rail
The network the payment travels on, such as SEPA, PIX, Fedwire or a local bank transfer.
Cut-off time
Send before this time, on a processing day, for same-day settlement. After it, the payment goes on the next processing day. “None” means the rail runs without a cut-off.
Processing days
The days the rail runs. “Every day” includes weekends.
Settlement time
Real-time settles within seconds or minutes. T+0 settles the same day.
Clearance
When Olympus releases the payment after its compliance checks. T+0 is released the same day. T+1 is released the next business day, after enhanced screening.

Higher-risk markets: T+1 clearance.

Some markets are on the Olympus higher-risk list. Payments to them go through enhanced screening and are cleared at T+1.

Among the live corridors, these are higher-risk markets: China, Colombia, Mexico, Nigeria, Philippines, United Arab Emirates. The rail may settle in real time or the same day, but Olympus releases the payment at T+1, after screening. Payments through the 190+ country wire and the European Union corridor are cleared at T+1 where the recipient is in a higher-risk market, for example Bulgaria or Croatia.

A high-risk transaction fee can also apply. See the higher-risk client fees and the eligibility policy.

Countries Olympus considers high risk 159
  • Albania
  • Algeria
  • American Samoa
  • Andorra
  • Anguilla
  • Antigua and Barbuda
  • Argentina
  • Armenia
  • Aruba
  • Azerbaijan
  • Bahamas
  • Bahrain
  • Bangladesh
  • Barbados
  • Belize
  • Benin
  • Bermuda
  • Bolivia
  • Bosnia and Herzegovina
  • Bouvet Island
  • British Indian Ocean Territory
  • Brunei
  • Bulgaria
  • Burkina Faso
  • Burundi
  • Cambodia
  • Cameroon
  • Cape Verde
  • Cayman Islands
  • Central African Republic
  • Chad
  • China
  • Christmas Island
  • Cocos (Keeling) Islands
  • Colombia
  • Congo
  • Cook Islands
  • Costa Rica
  • Cote D'Ivoire
  • Croatia
  • Djibouti
  • Dominica
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Faroe Islands
  • Falkland Islands (Malvinas)
  • Fiji
  • French Guiana
  • French Polynesia
  • French Southern Territories
  • Gabon
  • Gambia
  • Georgia
  • Ghana
  • Gibraltar
  • Grenada
  • Guadeloupe
  • Guam
  • Guatemala
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Haiti
  • Heard Island and Mc Donald Islands
  • Honduras
  • Hong Kong (China)
  • Indonesia
  • Iraq
  • Israel
  • Jamaica
  • Jordan
  • Kazakhstan
  • Kenya
  • Kiribati
  • Kuwait
  • Kyrgyzstan
  • Laos
  • Lebanon
  • Liberia
  • Libya
  • Macau (China)
  • Macedonia
  • Malaysia
  • Maldives
  • Mali
  • Marshall Islands
  • Martinique
  • Mauritania
  • Mayotte
  • Mexico
  • Micronesia
  • Monaco
  • Montserrat
  • Morocco
  • Nauru
  • Nepal
  • Netherlands Antilles
  • New Caledonia
  • Nicaragua
  • Niger
  • Nigeria
  • Niue
  • Norfolk Island
  • Northern Mariana Islands
  • Oman
  • Pakistan
  • Palau
  • Panama
  • Papua new Guinea
  • Paraguay
  • Peru
  • Philippines
  • Pitcairn
  • Puerto Rico
  • Qatar
  • Reunion
  • Rwanda
  • Saint Helena
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Pierre and Miquelon
  • Saint Vincent and The Grenadines
  • Samoa
  • Sao Tome and Principe
  • Saudi Arabia
  • Senegal
  • Sierra Leone
  • Solomon Islands
  • Somalia
  • South Georgia and The South Sandwich Islands
  • Suriname
  • Svalbard and Jan Mayen Islands
  • Tajikistan
  • Timor-Leste
  • Togo
  • Tokelau
  • Tonga
  • Trinidad And Tobago
  • Turkey
  • Turkmenistan
  • Turks and Caicos Islands
  • Tuvalu
  • Uganda
  • United Arab Emirates
  • United States Minor Outlying Islands
  • Uruguay
  • Uzbekistan
  • Vanuatu
  • Venezuela
  • Vietnam
  • Virgin Islands (British)
  • Wallis and Futuna Islands
  • Western Sahara
  • Yemen
  • Afghanistan
  • Serbia
  • Curacao
  • Saint Barthelemy
Countries where Olympus does not process transactions 16
  • Belarus
  • Cuba
  • Equatorial Guinea
  • Eritrea
  • Ethiopia
  • Iran
  • Korea, North
  • Myanmar
  • Palestine
  • Russia
  • Sri Lanka
  • Sudan
  • Syria
  • Tunisia
  • Ukraine
  • Virgin Islands (US)

Southern Africa.

Corridors across the Southern African Development Community open in stages.

Botswana is live. Seven further corridors launch on 14 February 2027 with Olympus GoRemitt: South Africa, Zimbabwe, Zambia, Namibia, Mozambique, Lesotho and Eswatini. The other SADC countries follow as they are approved: Angola, Comoros, DR Congo, Madagascar, Malawi, Mauritius, Seychelles and Tanzania. Rails, cut-off times and settlement are confirmed as each corridor opens.

How sending works.

  1. Choose the country and currency

    Pick where the money is going, and the recipient’s account details.

  2. See the rate and fee

    The rate and the fee are shown before you confirm. The sender pays the fee, and the recipient gets the exact amount.

  3. Send

    Olympus checks the payment and releases it at T+0 or, for higher-risk markets, T+1.

  4. Track it

    Follow the payment until it settles.

Availability depends on your account, onboarding, limits and the regulatory conditions that apply to Olympus in your country. Rates are indicative until you see a quote.

Corridor questions

What does T+0 mean?

T+0 means same day. Olympus releases the payment on the day you send it, and it settles on the rail the same day. Real-time rails settle within seconds or minutes.

Why is T+1 used for some countries?

Markets on the Olympus higher-risk list go through enhanced screening. Olympus releases those payments the next business day, at T+1.

What is the cut-off time?

The time by which you must send a payment for it to be processed on the same day. Times are in GMT. Instant rails have no cut-off.

Can I send to any country?

Not to every country. Olympus does not process transactions with some countries at all. The corridors above show where you can send now and where corridors are planned.